5 reasons why a Roth IRA is a ‘no-brainer’ for ‘anyone in their 20s,’ from certified financial planners

 


Starting a Roth IRA in your 20s is a smart move for new investors, especially since early-career incomes often qualify for this tax-advantaged account. 

Unlike traditional retirement plans, Roth IRAs let your money grow completely tax-free, and you can access contributions anytime without penalties perfect for emergencies or future goals. 

Plus, paying taxes upfront at a lower rate now can save you big down the road when tax rates may be higher in retirement.

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